:root{
  --primary-blue:#0E4064;
  --secondary-blue:#0E6B9A;
  --accent:#E74C3C;
  --cream:#F5F2EC;
  --ink:#162330;
  --muted:#607080;
  --line:#d7e0e8;
  --panel:#ffffff;
  --soft:#f7fafc;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Arial, Helvetica, sans-serif;
  color:var(--ink);
  background:var(--cream);
  line-height:1.65;
}
a{color:var(--primary-blue)}
.site-header{
  background:var(--primary-blue);
  color:#fff;
  padding:16px 20px;
}
.header-inner{
  max-width:1180px;
  margin:0 auto;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:24px;
}
.brand{
  display:flex;
  align-items:center;
  gap:14px;
  color:#fff;
  text-decoration:none;
  font-weight:700;
  letter-spacing:.02em;
}
.brand img{
  height:43px;
  width:auto;
}
.nav{
  display:flex;
  gap:18px;
  flex-wrap:wrap;
}
.nav a{
  color:#fff;
  text-decoration:none;
  font-size:15px;
  opacity:.94;
}
.nav a:hover{text-decoration:underline}
.hero{
  background:linear-gradient(135deg,rgba(14,64,100,.97),rgba(14,107,154,.94));
  color:#fff;
  padding:66px 20px;
}
.hero-inner{
  max-width:1180px;
  margin:0 auto;
}
.kicker{
  text-transform:uppercase;
  letter-spacing:.12em;
  font-size:13px;
  font-weight:700;
  opacity:.85;
  margin-bottom:12px;
}
.hero h1{
  max-width:980px;
  margin:0 0 18px;
  font-size:42px;
  line-height:1.1;
}
.hero p{
  max-width:900px;
  margin:0;
  font-size:19px;
}
.container{
  max-width:1180px;
  margin:0 auto;
  padding:42px 20px;
}
.content{
  background:var(--panel);
  border:1px solid var(--line);
  border-radius:18px;
  padding:36px;
  box-shadow:0 10px 22px rgba(14,64,100,.07);
}
.content h2{
  color:var(--primary-blue);
  font-size:28px;
  line-height:1.25;
  margin:40px 0 14px;
  border-top:1px solid var(--line);
  padding-top:28px;
}
.content h2:first-child{
  border-top:none;
  padding-top:0;
  margin-top:0;
}
.content h3{
  color:#223d54;
  font-size:21px;
  margin:28px 0 8px;
}
.content p{margin:13px 0}
.content ul{padding-left:22px}
.content li{margin:6px 0}
.grid{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:20px;
  margin-top:22px;
}
.card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:16px;
  padding:24px;
  box-shadow:0 7px 16px rgba(14,64,100,.06);
}
.card h2,.card h3{
  color:var(--primary-blue);
  margin-top:0;
}
.card p{color:#2e3d49}
.readmore{
  display:inline-block;
  margin-top:8px;
  color:var(--primary-blue);
  font-weight:700;
  text-decoration:none;
}
.readmore:hover{text-decoration:underline}
.notice{
  background:#eef6fb;
  border:1px solid #cbdfea;
  border-left:5px solid var(--secondary-blue);
  padding:18px 20px;
  border-radius:10px;
  margin:24px 0;
}
.warning{
  background:#fff7f2;
  border:1px solid #f2d4c4;
  border-left:5px solid var(--accent);
  padding:18px 20px;
  border-radius:10px;
  margin:24px 0;
}
.callout{
  background:#f7fbf8;
  border:1px solid #cfe5d8;
  border-left:5px solid #2f8f6b;
  padding:24px;
  border-radius:12px;
  margin:34px 0 0;
}
.related{
  margin-top:32px;
  padding-top:24px;
  border-top:1px solid var(--line);
}
.related a{
  display:inline-block;
  margin:0 10px 10px 0;
  padding:8px 12px;
  border:1px solid var(--line);
  border-radius:999px;
  background:#fff;
  text-decoration:none;
}
.breadcrumb{
  color:var(--muted);
  font-size:14px;
  margin-bottom:22px;
}
.breadcrumb a{text-decoration:none}
.site-footer{
  background:#102a43;
  color:#dce8f2;
  padding:30px 20px;
  margin-top:32px;
}
.footer-inner{
  max-width:1180px;
  margin:0 auto;
  font-size:14px;
}
@media(max-width:900px){
  .header-inner{display:block}
  .nav{margin-top:12px}
  .hero h1{font-size:34px}
  .grid{grid-template-columns:1fr}
  .content{padding:24px}
}